Archive for the ‘farm equipment’ Category
Farming is a massive operation. Having farmer insurance is most necessary when you consider all the risk involved in owning and running a farm. Farm insurance can help protect you from the loss of a bad crop or the unforeseen disaster of the loss of a heard. Tragedy strikes at inconvenient times, but thankfully there is protection available.
Regardless of whether you inherited your farming business through your family, or decided to take the plunge and start a farm, the costs involved are enormous and the loss of a crop due to frost or hail can be devastating. Farmer insurance acts as protection against complete financial ruin if the unforeseen happens. Not only are crops and animals at risk, but the equipment needed for operation is also very costly. The term ‘farming’ encompasses many types of farm operation; thankfully there is farmer insurance available for each source of revenue.
Farmer insurance covers many potential incidents. Not only does it cover many accidents that may occur on the farm, but it guards against possible litigation. For instance, a consumer could purchase a jar of your jam, get ill and then decide to sue your business. Farmer insurance not only helps cover you in this instance, but will represent you in court if need be. A common policy coverage also involves accidents while operating your farm equipment or performing farming duties. When you stop to think about it, there truly are many ways that a farm is endangered to liability.
Available Farmer Insurance
Before choosing farmer insurance there are factors that must be considered. The most important issue is the type of farm that you operate. Also, how is business commenced? It may be best to write a list and include how many people you employ, the amount and types of equipment that need to be insured and possible liabilities that worry you. The following is a general list of items that need to be insured when operating a farmer.
Crop Insurance: Crop-yield and crop revenue are big concerns to farmers. Since the outcome of the crop determines the livelihood of the entire farm, coverage for the crop is paramount. Farmer insurance generally covers loss due to natural causes. This may include bugs, pests and hazardous weather.
Farm Contents: Most farm equipment is quite costly and can run into the hundreds of thousands. You will want insurance that lists specific equipment individually and provides comprehensive coverage for your equipment. Some policies also cover loss of livestock because of electrocution.
Theft: Theft coverage is not limited to stolen machinery. Often time’s theft on a farm involves livestock including cows, sheep, goats and hogs.
Employers Liability Insurance: If a farmer has one employee, he or she will need liability insurance. The employee needs not to be full-time, they can be an occasional work-hand, but accidents happen and this insurance will cover many potential liabilities.
Fatal Injury of Livestock: Many companies offer farmer insurance that covers the loss of an animal either while on the farm or even while in transit. If an animal dies coverage generally is available for a maximum amount per animal and a maximum per accident. Even working dogs, such as herding dogs, may be covered if fatally injured.
Sheep Coverage: This item helps to cover veterinary bills and loss of sheep due to injury or death.
Business Disruption: Farmer insurance will help protect a farmer when business costs either increase dramatically or profits are suddenly down due to unforeseen incidents.
Shipment of Goods: Your strawberries are safely on their way to market and boom, they’re gone. A loss of income due to crop damage while in transit is protected with this coverage. Loss of livestock is not covered under this coverage since animals are covered separately.
Personal Accident Coverage: If an accident that leads to injury occurs on a farm, this coverage protects against this. As a farmer you are entitled to a settlement if an injury occurs that effects your ability to run the farm as needed.
Personal House and Contents: The farmer’s residence and any additional buildings are covered. If specifically stated, the contents of the home may also be covered.
Summary:
When the protection of farm equipment, livestock and crops are in question, Farmer insurance must be purchased. Farmer insurance will safeguard against financial ruin due to unforeseen occurrences. Common coverage includes loss of income due to theft, crop failure and the death of livestock. A farmer’s personal home and contents are often included with this insurance. Farming is an important line of work and there is insurance available to help protect not only the farm, but the owner.
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Agricultural machinery is one of the most revolutionary and impact ful applications of modern technology. The truly elemental human need for food has often driven the development of technology and machines. Over the last 250 years, advances in farm equipment have transformed the way people are employed and produce their food worldwide.
Windsor Exports is Part of EASTMAN GROUP, founded in early 1996 with the desire to make available world class agricultural equipments and tools. We have Strong product development & quality control facility wherein we do exhaustive inspection before dispatching the goods to our overseas customers.
We are pleased to inform that We are leading manufacturer and exporter of agricultural Implements and farm Machinery from India. We enjoy a strong presence in the world wide marketing.
We are pleased to offer the following Items and their spare parts:
1) Spring loaded Tiller (USA MODEL)
2) Lawn Mower/ROTARY SLASHER
3) Land Leveller
4) Tyne Cultivator (Tyne Ridger)
5) M B Plough
6) Terracer Blades
7) Offset Disc Harrow
Trailed offset Disc Harrow
9) Paddy Harrow
10) MOUNTING OFFSET DISC HARROW
11) Plough Discs ( all types of discs for harrow)
12) Disc Ridger
13) Post Hole Digger
14) Forage Mower
15) Rotary Tiller and Rotavator blades
16) Sub Soiler with 1, 2 and 3 Arm.
17) Mounted Tandem Disc Harrow,
18) M B Plough
19) Laser Guided Land Leveller
20) Grooming Mower
21) Tillage Equipments and spare parts like Disc, springs, spacer real casting
22) Cultivator and cultivator shovel
23) M.B. Plough Blades, Cutting bar assembly and boulons
Besides of the above mentioned agricultural implements, We are also supplying: Potato Planter, Automatic Potato Planter, Potato digger, Potato Plant tour, Potato Ridger, Water Channel maker, Zero Till and Rice huller, Multi crop planter, Axial flow vegetable seed extractor, Maize Sheller, seed cum fertilizer drill, vegetable nursery transplanter, Zero till ferti-seed drill
We are proud of our ability to meet a variety of applications with consistent quality and competitive pricing. Our prime motto is total customer satisfaction. We strive to make best products backed with efficient services to give satisfaction to our customer. We are able to develop any items according to the customer’s specifications.
We look forward to your enquiry and an opportunity to offer our service to you. If you have any queries or enquiry, please feel free to contact us.
Best regards,
NEETESH KUMAR GAUR
(Marketing Executive)
Windsor Exports
Plot No. 766, Pace City-II, Sector-37
Gurgaon (Haryana) India-122001
Ph. +91-124-4323900/924
Fax: +91-124-4323998/999
e mail: windsor@windsorauto.com ,
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n our modern era, the rise of the internet has changed shopping forever, with more and more people going online for their needs. Clothing, footwear, home furnishings, and now pre-owned tractors and farm equipment can now be found online. Instead of having to visit a tractor dealer or take time off from the farming to go looking for a new tractor or piece of farm equipment, it is now simple to get online and find exactly what is needed in just a matter of minutes. A new site, Farm Equipment Bargains, has announced that they are now offering pre-owned tractors as well as other farm implements that can be purchased online for prices that are greatly discounted.
With a system connected to eBay, the site makes it easy for those looking for discounted tractors and farm machinery to easily find what they are looking for, for an excellent price. Once customers find an item they are looking for, they are redirected through eBay to bid on their tractor or equipment piece of choice. With quality photos and descriptions, the site offers the simple ways for farmers to find exactly what they are looking for without having to pay full price.
A visit to this new site shows a variety of different types of tractors for sale. Customers can find tractor name brands such as Farmall, John Deere, Case, Massey Ferguson, New Holland, International, Kubota, and more. Just about any type of tractor can be found for purchase, and most are pre-owned and offered at greatly discounted prices.
Of course tractors are not the only things offered at this site. There are a variety of farm implements that can also be found as well. A few of the implements offered include disc harrows, planters, post-hole diggers, balers, cultivators, grain equipment, hay rakes, manure spreaders, seeders, spreaders, mowers, harvesting equipments, irrigation equipment, and even plows. Any farmer is sure to find exactly what he needs when visiting this new site.
To learn more about what Farm Equipment Bargains has to offer, visit http://www.farmbargains4u.com for more information.
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Winding Up A Company
In these hard economic times business is very hard. If you are a company director looking for a bit of advice because your Farm equipment business is struggling, you have come to the right place. I have created many articles which try to help a director take the right steps in either closing or liquidating a business or pre-packing a sale and starting again.
Firstly if your Farm equipment company is insolvent you have a duty as a director to close the company and not incur any further debt, unless you can be pretty sure that you can put in place a rescue plan to turn that business around. If you can’t them you need to liquidate the company yourself or take professional advice on how best to close the business in an orderly fashion.
By far the most popular choice is to engage an insolvency practitioner to call a meeting of creditors on your behalf, prepare the statement of affairs, hold the meeting and then deal with all the procedural aspects of liquidation necessary to make sure all creditors now what is going on and how they can participate in any dividend. This is called a CVL or creditors voluntary liquidation.
There is a fee for all this and generally it will be about £5000 whoever you use around the country. There are some advertisements for liquidations at less than this but by the time all costs are accounted for, it will still come in at about the same sum.
These costs can come out of the assets of the Farm equipment company and indeed many businesses do have just enough assets or cash to take this final step. For many businesses, the central core of what the business does is still profitable and so often directors will want to continue to trade. This is easily possible and a sale of assets can be arranged to a new company and a lease re-assigned by a landlord, which often leaves the new company trading on in the same line of work from the same premises.
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Farming has been one of the main jobs that people have used over time in order to ensure their survival. Keeping animals for meat and dairy products and growing crops to make bread and to sell; farmers around the world constantly struggle to be self-sufficient in all that they do.
While the popularity of farming has declined in recent years, there is still a great need for it in the modern world. Without farms we would not have the meat that we eat and we would not have milk, cheese or cereals either if farming was to stop completely. However, in order to run a farm there are vital pieces of equipment needed. This equipment is not always cheap but without it, farming simply wouldn’t be possible.
The Equipment Needed to Run a Farm
The main piece of equipment you think about when you think of a farm is a tractor. However, while a tractor is essential to any farmer, there are other pieces of equipment that are often needed, too. Some types of farming equipment needed include:
- Planting equipment
- Soil Cultivation Equipment
- Fertilizers
- Harvesting Equipment
The above are just a selection of the types of equipment which may be needed. With each different type of equipment, there are a number of different pieces of machinery that is needed. It all depends upon the type of farming you do.
If you simply raise animals on your farm then you will not need any harvesting equipment. However, if you also grow crops or if crops are your main source of income then you will need harvesting equipment, as well as fertilizers and pest controllers to keep the crops healthy.
Growing crops can be hard work. You will need a tractor in order to tow the different machinery around. You will then need something such as a manure spreader which will enable you to fertilize the crops. You could not cover a whole field simply by walking around aimlessly with a hand-held spreader. So a big machine such as a manure spreader which attaches to a tractor is what you will need.
As well as a fertilizer, you will also need a soil cultivator machine. This obviously is needed before you use a fertilizer as it helps to prepare the soil for the crop seeds. Then you will need an harvesting piece of equipment in order to cut the crops and take them back to the farm house to prepare them for sale. It really is a lot of hard work and without the right machinery it could take hours and be an impossible task.
Overall, farming equipment is extremely important for anybody looking to run a farm. However, you will need to research the types of equipment that you will need as different types of farming requires different types of machinery. If you are stuck for a good brand of machinery then it would be a good idea to take a look at the John Deere range.